18 It’s poor judgment to guarantee another person’s debt
or put up security for a friend.

My parent’s bought my siblings and I and our wives tickets to last night’s Dave Ramsey event in Des Moines. It was really enjoyable. It was a discussion about legacy and changing your family tree with regards to money and it was spot on. One of Dave’s biggest bugaboos is debt and I tend to agree with his analysis of how it can paralyze you. My wife and I are on a mission to get rid of our limited debt and focus on the future, including training our kids to handle money well. It’s going to be a ride!