
Two Retirement Funds (CaD Matt 6) – Wayfarer
“Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.”
Matthew 6:19-21 (NIV)
Last autumn, I spent a lot of time meditating on the ancient sage wisdom of Ecclesiastes. The Teacher spent a lot of time expounding on the grim reality that one spends a lifetime saving, acquiring, and hoarding wealth and possessions only to die and have it all passed on to someone else. In fact, it goes to others who didn’t do the working, saving, and acquiring. The Teacher called this hevel in Hebrew. It’s futile, empty, and meaningless. It’s all smoke and mirrors.
I’m getting to the stage in life when retirement starts to become an increasingly important topic of discussion. It’s always been out there in the distant future, but now I can see it there on the horizon. I have friends who have already retired. I have friends and colleagues who are almost there. The eyes start looking more seriously at what all the working, planning and saving have accumulated.
The lessons of the Teacher echoed in my spirit as I read today’s chapter. We’re still in Jesus’ famous message on the hill. Jesus spends most of the chapter addressing common religious practices: giving, praying, and fasting. He tells His followers to carry out the disciplines of faith quietly and privately as though only God need witness it.
Jesus then seems to address the Teacher of Ecclesiastes. Indeed, the building up of earthly treasure is hevel, Jesus agrees. It rusts, rots, and is given away when you die. So, don’t do it. Instead, Jesus recommends investing in heavenly treasure that has eternal value.
The further I get in my spiritual journey, and especially in the past two years of Covid, I’ve observed how myopically focused one can be on this earthly life. If this earthly life is all there is and my years here are some cosmic coincidence which comes to an abrupt and final end when I die, then I might as well moan and wail along with the Teacher and the bitter pill of life’s meaninglessness. If, however, Jesus is who He said He was and there is an eternity of life waiting on the other side of the grave as He said there is, then His investment advice is profound.
In the quiet this morning, I find myself pondering those I know in my circle of influence who appear focused on earthly treasure is if it is the most important thing in life. I’m ponder yet others who appear to live as if death is an utterly final, bad thing to be feared, avoided, and delayed at all costs for as long as possible. Fear is rampant everywhere I look, which makes perfect sense to me if I’m living in the hevel of a hopeless, meaningless, material world.
I contrast this, of course, with being a follower of Jesus. Death, Jesus taught, is the prerequisite for Life. Death was the mission to make resurrection possible. Death is not a bitter and final end but rather the gateway to a resurrected Life more real than the one on this earth. If I truly believe what I say I believe, then it changes how I view this life, what I consider of real value, how I invest my personal resources, and how I approach my impending death.
As a follower of Jesus, I’m mindful of the fact that I have two retirement funds. One is for this life, and whatever is left will end up with our children and grandchildren. The other is for the next life, where it can be enjoyed for eternity. If I’m wise, Jesus taught in the message on the hill, I will invest in both accordingly.

If you know anyone who might be encouraged by today’s post, please share.

